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Deposits
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As per the decision of Board meeting dated 24.05.069
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Deposit Schemes
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Interest Rates PA
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Saving Account
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5.00%
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Malika Special Saving
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6.00%
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Malika Super Saving
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6.5%
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Malika Grihalaxmi Bachat
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6.5%
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Malika Biddhyarthi Bachat
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6.5%
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Malika Karmachari Bachat
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6.50%
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Malika Baristha Nagarik Bachat Yojana
|
7.00%
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Malika Shareholder’s Saving
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7.00 %
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Malika Children’s Saving
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7.00 %
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Malika Sambridhi Bachat
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7.00 %
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Call Deposit
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Minimum Balance Based on Negotiation
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3.5 – 8.5%
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Fixed Deposits
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3 months Fixed Deposit
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7.25.00%
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6 months Fixed Deposit
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7.50%
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9 Months Fixed Deposit
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7.75%
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1 Year’s Fixed Deposit
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8.50%
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2 year’s Fixed Deposit
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8.75%
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3 year’s Fixed Deposit
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9.00%
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4 year’s Fixed Deposit
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9.5%
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5 year’s Fixed Deposit
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10.5
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Above 5 year FD
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Negotiable
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Lending
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Particulars
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Interest Rate
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Industrial Loan:
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a. Fixed capital
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13.00-15.00%
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b. Working capital
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13.00-15.00%
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Trading Loan
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13.00-15.00%
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Hire Purchase (Heavy )
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Personal Vehicle
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13.50 – 15.50%
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Commercial Vehicle
|
14.00 – 16.00%
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Agricultural Vehicle
|
14.00 – 16.00 %
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Heavy Equipment
|
16.00 – 18.00%
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Contract Loan
|
15.00-17.00%
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Livestock Loan
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13.50-15.50%
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Project Loan
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13.00-15.00%
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Personal Loan
|
14.50-16.50%
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Agriculture Loan
|
13.00-15.00%
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Service Loan
|
15.00-17.00%
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Education Loan
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16.00%
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Foreign Employment Loan
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16.00%
|
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Deprived Sector Loan:
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D Class Licensed FI’s
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7.00 – 10.00%
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Individual
|
14.00 – 16.00 %
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Loan Against FD
|
FD Rate on his or her FD + 2.0
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Margin Lending
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16.00%
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Housing Loan :
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Upto 5 years
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14.00%
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Upto 10 years
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15.00%
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Upto 15 years
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16.00%
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Upto 20 years
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17.00%
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Consortium Loan
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As per consortium decision
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